https://www.nedrago.com/forums/topic/what-are-the-mandatory-car-insurance-requirements-in-ontario/feed/ Sat, 18 Apr 2026 09:26:19 +0000 http://bbpress.org/?v=2.5.7-5693 en-US https://www.nedrago.com/forums/topic/what-are-the-mandatory-car-insurance-requirements-in-ontario/#post-6729 https://www.nedrago.com/forums/topic/what-are-the-mandatory-car-insurance-requirements-in-ontario/#post-6729 Tue, 22 Apr 2025 09:53:48 +0000 jansonry In car insurance ontario is legally required for all drivers, and it must include several mandatory coverage components. These include Third-Party Liability coverage (with a minimum limit of $200,000, though most drivers opt for $1 million or more), Statutory Accident Benefits coverage (which provides compensation regardless of who is at fault in an accident), Direct Compensation – Property Damage (DC-PD) coverage (which covers damage to your vehicle when you’re not at fault), and Uninsured Automobile coverage (which protects you if you’re involved in an accident with an uninsured or hit-and-run driver). Optional coverages like comprehensive and collision insurance can also be added for broader protection.

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